This Policy describes the types of information that we gather from you and the other people who visit the Site ("Users"), how we may use that information and how you can contact us regarding this Policy and your personal information. This Policy also describes additional rights that California Users have under the California "Shine the Light" law.
Your Consent. Please read this entire Policy carefully before using the Site or providing us with any information that is personally identifiable to a User (PII) and information that is not personally identifiable to a User (non- PII) (together, "Information"). When you access or use the Site, you are agreeing to the terms in their entirety and you consent to the collection, use, processing, and disclosure of your Information in accordance with this Policy by us, our third-party marketing partners, and our parent, subsidiaries and other entities under common control with us ("Related Parties"). If you do not agree to the terms of this Policy, you are not authorized to use the Site.
How We Collection Information and the Types Collected. We and our marketing partners and Related Parties collect Information in a number of different ways. We collect Information when a User registers on our Site and provides us identifying PII such as their name, email, address, date of birth, telephone number and gender. We also use technological means to collect Information about a User such as the type of device and browser they are using, where they were browsing before they arrived at our Site, their IP address and if a User is on a mobile device, which carrier they use. We may use third-party data provided by related entities under common control (which includes our parent, subsidiaries and other entities under common control with us - collectively "Related Parties") to augment and/or verify the Information we collect from users and may also associate demographic and other data we collect, such as the user's browser and device, with their Information.
If you reached the Site by clicking on a link or an ad from another website or from an email sent from one of our marketing partners, then we may also capture that information to understand the interests of our Users and to keep track of third parties who direct Users to our Sites. Users may supply information through our dynamically determined survey questions which we then associate with the User’s PII to help us identify the products and services they may be interested in. We track and record a User’s behavior while on our Site and associate it with the User’s PII so that if a User returns to our Site, we can, for example, avoid showing the User the same offers or asking the same survey questions.
In order for a User to take full advantage of the Site, we ask Users to voluntarily provide their PII to us. If a User chooses not to provide us with their PII by simply not entering it on the Site or not otherwise providing it to us, the User will not be able to access or use certain of the services or features available through the Site.
How We Use the Information We Collect. We may use the Information (whether PII or non-PII) that a User provides us to, among other things to:
- Help administer and protect the security of the Site and provide communication and other services and, in that regard, may share Information with third parties, including vendors and contractors who provide services to us;
- Process or complete transactions that a User requests including providing a User’s Information to Related Parties and other third parties;
- Contact Users regarding customer service and administrative issues, such as questions about a User’s specific request, or otherwise respond to a User’s comments or requests;
- Send Users emails with information and offers from us, our marketing partners and/or Related Parties;
- Maintain suppression or opt-out lists that we may share with third parties so that a User is not contacted when the User has asked not to be;
- Track online behavior for behavioral advertising and other marketing purposes. If a user registers on one of our Websites, the user may receive relevant third-party daily emails from that Website, its exclusive emailing partner and other websites we or our Related Parties own and/or operate;
- Develop and/or enhance products and/or services by our Related Parties and/or third parties;
- Make telephone calls and send text messages to you with information and offers provided you consent to be marketed to in this manner as described further below;
- Compile anonymous statistical information and analysis which may be provided to Related Parties and other third parties;
- Provide, sell, or rent your Information to Related Parties and other third parties for advertising purposes;
- Permit you to access certain web-based programs or applications on the Site;
- If we are sold, merge with a third party, are acquired or are the subject of bankruptcy proceedings, your Information may be shared with the applicable third party(ies); if we are involved in one of these transactions, you will be notified via email and/or a notice on our Website of any change in ownership or uses of your Information, as well as any choices that you may have regarding your Information;
- Respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims or when we determine it is necessary to comply with applicable laws or regulations; where permitted by applicable law, we will provide you with e-mail notice, and opportunity to challenge the applicable subpoena/request prior to disclosure of any Information; and
- Assist with Website operation and other communication services, share Information with third parties, including our vendors and contractors.
We will use commercially reasonable efforts to limit use of the Information by these third parties as necessary for the purposes set forth above.
Most computers are initially set up to accept Cookies, but you can reset your Internet browser to refuse all Cookies or to indicate when a Cookie is being sent. To disable and reject certain Cookies, follow the instructions associated with the Internet browser you’re using. Even where you reject a Cookie, you may still use the Website but your ability to use certain features offerings may be impaired. We may retain Cookie data indefinitely.
Third Party Analytics. We may use Google Analytics and similar tools provided by our third party partners to help analyze how Users interact with the Site and display customized ads and other content to our Users during a current browsing session or in the future when the User is online. These analytics are performed by using the technological means described above to monitor a User’s interactions with the Site and do not involve the collection of any additional PII.
Other Web Sites; Links. We and our Related Parties and marketing partners may advertise and promote the Site and we may permit our marketing partners to place ads and other content, including links to other websites, on the Site. While we try to post links only to third-party websites that share our respect for privacy, this Policy and our privacy practices do not extend to and may differ from those of third-party websites that can be accessed through links on this Site. You should review the applicable privacy policies of the third-party websites before registering with, providing Information to or navigating those websites.
Site Policy Regarding Children and Non-US Residents. The Site is intended to comply with the Children's Online Privacy Protection Act (COPPA). COPPA requires that web site operators never knowingly collect PII from anyone under the age of 13 without prior verifiable parental consent. We do not knowingly collect or retain information from the Websites from children under the age of 18 except we may collect a limited amount of Information from users who are over 13. This Sites is intended for use by U.S. residents who are not minors. If you are a minor, not a U.S. resident (no Canadian residents permitted), or do not agree with this Policy’s terms, please do not access or use our Websites.
Telephone Consumer Protection Act. By submitting your Information to us on a Website, you agree that this is an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule, as amended (the “Rule”) and applicable state do-not-call regulations. This allows us to contact you via telemarketing even if your telephone number is listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists.
We may seek your consent to receive telemarketing calls from us, our Related Parties and marketing partners in accordance with the rules under the Telephone Consumer Protection Act ("TCPA"). If you provide your express consent via your electronic signature for TCPA purposes, even if your mobile or landline telephone number is listed on the federal or a State’s Do-Not-Call Registry, you expressly consent to; (a) receive telemarketing calls, text (SMS) messages, and any other means of communication that your wireless device may be capable of receiving (e.g. mms, video etc. ) from the persons named in the consent (including through the use of automated dialing equipment); and (b) receive future information about products and services from us, our marketing partners, Related Parties and other third parties to whom we may provide your Information via other means such as email. You may revoke your consent to be contacted in this manner by any reasonable means at any time (see the Opting-Out section below). Merely accessing our Site without providing your express written consent for TCPA purposes does not constitute your consent to receive telemarketing calls.
By agreeing to this Policy, you are obligated to immediately inform us if the telephone number that you provided us changes. If you: (a) have your telephone number reassigned to another person; (b) give up your telephone number; (c) port your telephone number to a landline or vice versa; or (d) otherwise stop using that telephone number, you agree to promptly contact us. Users may revoke their consent to receive telemarketing calls from us and/or the persons named in the consent by clicking here and indicating that do not want to receive any further telemarketing from us or the persons named in the consent.
Users may opt out from the collection of online viewing data for behavioral advertising purposes by companies who have elected to participate in one of the behavioral advertising opt-out mechanisms such as the Digital Adverting Alliance’s opt-out program located at https://www.aboutads.info/choices or the Network Advertising Initiative at https://www.networkadvertising.org/managing/opt_out.asp. As is the case with most websites, we have not elected to participate in any of these programs at this time or alter our behavior when a user to one of our Websites has activated the “do-not-track” setting on their browser (see, “Browser “Do Not Track” Signals,” described below).
Personal Health Information. Our surveys may ask health-related questions which we may share with our third-party marketing partners who advertise health-related products and services on our Websites or who otherwise promote health-related products or services. We will use this health information only with your consent and to display offers for health-related products and services or to provide Information to these providers so they can contact you. You may always request modification or suppression of your information by contacting us.
Security of Your Information. We use commercially reasonable efforts to prevent unauthorized access or disclosure, or accidental loss or destruction of your Information. We currently do not encrypt Information that we store. Access to your Information is strictly limited, and we take reasonable measures to ensure that your Information is not accessible to the public. All user PII is restricted in our offices, as well as the offices of our third-party service providers. Only employees or third-party agents who need user PII to perform a specific job are granted access to PII. Given the nature of the Internet, your Information passes through entities that we are unable to control. Therefore, we cannot guarantee that our security measures or those of our Related Parties or third parties who access or transmit your Information will prevent your Information from being illegally accessed, stolen or altered.
Accessing, Correcting and Deleting Your Information. All users who provide their Information to us may modify and correct their Information by contacting us. We will respond to your request within thirty (30) days. If you request deletion of your Information, please note that your Information will be suppressed from further use as described in this Policy. However, we will retain and may use your Information as necessary to comply with our policies including legal obligations, dispute resolution and enforcement of our agreements.
We ask individual users to identify themselves and the Information requested to be accessed, corrected or deleted (suppressed) before processing such requests, and, to the extent permitted by applicable law, we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others or would be extremely impractical (for instance, requests concerning Information residing on backup tapes). Please be advised that deleting (suppressing) your Information may terminate your access to certain of our offerings. If you wish to continue using the full complement of our services, you may not be able to delete (suppress) all of the Information that we have on file for you.
Your California Privacy Rights. The California "Shine the Light" law permits Users who are California residents to request information regarding our disclosure of their Information to third parties including the categories of Information shared and a list of the names and addresses of third parties with whom the Information was shared. If you are a California resident and would like a copy of this notice, please send a request.